Payment Integration & Corridor Certification
Take control of your payment network.
The XB-Operator (XBO) runs from your environment, connecting your system directly to each partner through a single interface that never changes. We configure, certify, and support every connection.
Universal adapter
Your platform connects to all your partners through a single, local interface. No more costly single-use interfaces.
Fast delivery
A focused team that manages the full integration cycle, reducing your costs and time-to-market for new corridors.
No black boxes
Your data stays in your environment and works with your own core and data formats. No third parties in the middle.
End-to-end support
All integrations include
post-certification support that ensures operational performance and stability.
XB Dashboard
Live monitoring, alerting, and reporting for transactions, endpoints, and systems.
how it works
It runs inside your environment,
and all your connections are direct.

1.
Lives in your environment, so you're always in control
Take control of your partner network and reduce dependencies. The XBO is installed and operates on-premises. Transaction data never travels to a third party. The relationships and the connections between your systems and your partners are always direct.
2.
An additional layer of controls
Data is validated, and controls are in place so potential issues are flagged and alerted early, helping to ensure your customers receive a frictionless experience. Data is always encrypted and purged on your schedule.
3.
A universal adapter
The XBO translates the data with all your partners so your system doesn't need to handle different interfaces and data formats.
4.
A single interface for all partners
Your system's interface with the XBO doesn't change regardless of how many partners are added. With the XBO you lose integration delays, decrease resource and maintenance workloads, and avoid the complexities of new interfaces.
5.
If a partner is down, QSense automatically holds the transactions
The XBOs QSense service detects when a partner system is not responding and automatically stops sending transactions until the partner is available again, reducing failed and rejected transactions.
6.
XB Dashboard - A Monitoring, Alerting, and Reporting Advantage
The XB Dashboard provides automated, live monitoring of the health of transactions, endpoints, and systems. Automated alerting notifies your team about exceptions, and integrated reporting tools support your reconciliation and record-keeping.
A Module on Premises
One connection, reach every partner.
Every partner has its own field requirements, data formats, authentication requirements, responses, statuses, and more. Today, each new integration
starts from scratch.
Without the XBO
Your team builds and maintains a new, separate
integration for every partner you connect.

Three connections to maintain. 3x the mappings. 3x the data formats. 3x the effort.
With the XBO
Your system talks to one module. XBO handles each partner.

Connect directly to each partner without rebuilding an integration each time.
Regain control of your partner network. Connect to any partners you want, quickly
and efficiently.
XB Dashboard
Full operational visibility at your fingertips
The XB Dashboard provides automated, live monitoring of the health of transactions, endpoints, and systems. Automated alerting timely notifies your team about potential issues to avoid gaps and interruptions. The
integrated reporting tools support your reconciliation and transaction record-keeping and intelligence.
Illustrative sample data

The XB Dashboard also includes a transaction pipeline, message delivery, endpoint health, transaction aging, configurable alert rules, failed and pending transaction reports, end-of-day reconciliation, certificate management, and user management to share the XB Dashboard with the team. Options also include English and Spanish versions.
our services
Integrations done better
We manage the full integration cycle: requirements, data mapping, testing, partner certification, and documentation. You get a certified, production-ready configuration with no intermediaries that's cost-effective and performs better.
Regain control of your partner network. Fast delivery. No third parties.
Every engagement includes
A locally installed universal interpreter module
Field mapping & transformation rules document
Technical requirements map and specs
Transaction Management SOPs
Test Plans & Certification Execution Logs
6 months of the Essentials Plus Support package included
the technology
A module that meets your integration needs while your data stays in your environment.
installed for originators
XB-Operator (XBO)
One transmitter, many partners.The XBO is a locally installed module that provides a single interface for all your integrations.
Enables faster integration and certification cycles.
Manages transaction flows, validation rules, and error handling.
Real-time automated health monitoring for all connections.
Handles the main data structures and protocols (REST, SOAP, ISO 20022, MT/MX, and file-based) through a single interface.
Standardizes response codes across all payment partners into a single set of definitions.
Reporting for transactions and reconciliations.
installed for payers
XB-Integrator (XBI)
One payment processor, many originators.The XBI gives payers and payment processors a local module that enables their systems to receive payment instructions and communicate with originators in any format through a single interface.
Enables faster integration and certification cycles.
Manages transaction flows, validation rules, and error & response handling.
Real-time automated health monitoring for all connections.
Handles the main data structures (REST, SOAP, ISO 20022, MT/MX, and file-based) of all transmitters through a single interface.
Reporting for transactions and reconciliations.
who we work with
Built for operators who need to move fast with reliability and scalability.
Licensed MSBs & money transmitters
Expanding into new corridors, payout networks, or products, without carrying a full integration team.
Fintechs & emerging payment platforms
Launching quickly, meeting certification requirements, and building on a scalable foundation.
Financial institutions & credit unions
Adding international payment services with a partner who knows cross-border protocols and regulatory requirements.
founding team

Tomas Gloetzner
Co-Founder & CEO
20 years in cross-border payments. Former VP of Business Development at PNC Global Transfers and Spectrum Global Payment Solutions; led Risk at BBVA Transfer Services for over a decade.
contact us
Let's talk about your partner integration needs.
Launching a new corridor, certifying a payout partner, or re-evaluating your network growth strategy? Let's explore how Exby Solutions can help.
Prefer email? [email protected]
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